Raising financially capable children is the single most reliable long-term defense against a life crippled by debt. Wealthy parents don’t rely on luck — they teach deliberately, early, and in age-appropriate ways that connect values, habits, and practical skills (saving, budgeting, investing, risk-management).
The President and House Speaker McCarthy's negotiators published the Fiscal Responsibility Act (H.R.3746) mere days prior to the Xday deadline for when the federal government would run out of wiggle room to continue borrowing under the statutory debt limit.